Tax Regime Break-Even Calculator
Find the exact deduction threshold where old and new regime outcomes converge using salary, HRA and deduction inputs.
Break-Even Inputs
Break-Even Summary
Section 80C Break-Even
₹1.50 L
Tax gap near break-even: ₹17,680.00
Old Tax at 80C = 0
₹2.15 L
Without additional 80C
New Tax at 80C = 0
₹1.51 L
Without additional 80C
Old Tax at Break-Even
₹1.68 L
New Tax at Break-Even
₹1.51 L
Suggested Regime Around Break-Even
New Regime
Based on nearest break-even point
Break-Even Gap
₹17,680.00
Absolute difference between regimes
How to use this calculator
- 1Enter annual salary and salary components used for HRA computation.
- 2Add rent and deduction values (80D, 80CCD, home-loan interest, others).
- 3Select city type and financial year.
- 4Check break-even section 80C threshold and tax gap.
- 5Use recommendation as a first-pass regime decision before filing.
New vs old regime break-even analysis for salaried users
This new vs old regime break even calculator is intended for users searching "which tax regime is better calculator" and "tax regime comparison calculator India" style queries.
Instead of giving only a side-by-side number, it estimates the deduction threshold where old and new outcomes become nearly equal. That helps with practical tax declaration planning.
Use this as a strategy tool and verify final return-level numbers with complete payroll and investment records.
Frequently Asked Questions
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