ELSS Calculator
Estimate your ELSS SIP corpus, annual Section 80C tax savings, and tax-adjusted wealth creation over time.
ELSS Investment Inputs
ELSS Outcome
Projected Corpus
₹63.07 L
₹63,07,200
Total Invested
₹22.50 L
Total SIP contributions
Market Gains
₹40.57 L
Corpus minus invested amount
Total Tax Saved
₹6.75 L
₹45,000 per year (estimated)
Effective Net Investment
₹15.75 L
Invested amount minus cumulative tax saved
Wealth Over Net Cost
₹47.32 L
300.5% gain on tax-adjusted capital
Yearly ELSS Growth
Loading chart…
How to use this calculator
- 1Enter your monthly ELSS SIP amount.
- 2Set expected annual return based on your long-term assumption.
- 3Choose your investment horizon in years.
- 4Select your tax slab to estimate Section 80C benefit.
- 5Review total corpus, market gains, and tax-adjusted wealth.
Why ELSS is a high-intent tax-saving product
ELSS is often the first choice for investors who want both tax savings and equity growth. Under Section 80C, ELSS contributes to the same Rs 1.5 lakh deduction bucket used by EPF, PPF, life insurance premium, and principal repayment.
Its 3-year lock-in is shorter than most alternatives, making it useful for people who want tax optimization without a 10-15 year commitment. At the same time, returns are market-linked, so long investment horizons usually improve outcomes.
This calculator helps you evaluate ELSS not only on raw corpus, but also on tax-adjusted effective investment, which is a better lens for comparing with non-tax-saving mutual funds.
Frequently Asked Questions
Compare Before You Invest
Use these related calculators to check whether your overall tax regime and SIP strategy are aligned with your long-term goals.